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28 November, 2020

Where Is India's Sixth Bowler To Help Win One Day Series In Australia?

 CRICKET CAPER   India - Australia Series 2020-21 1st ODI Review

Was Hardik Pandya adding another crown to his career and entertaining you cricket fans the only purpose? Or did you expect Virat Kohli and his boys to dominate the Aussies from Match One?


Did India lose the first One Day International by 66 runs? Or did they lose a practice match? These are few questions die hard fans in India are asking.

The Indian team, without  the two Sharmas - Rohit and Ishant -- were seen to have covered almost all drawbacks after they landed in Australia. 

The biggest among the complaints -- not enough time to get acclimatized  to the conditions -- was resolved as they were allowed to practice in 14 days quarantine as safeguard against the Covid-19. "We got a bit of lead time, which I think is priceless in today's international schedule," said Virat Kohli in his pre match statement.

By saying those words Kohli, getting closer to 12000 ODI runs, effectively sealed any leak the team may get to use as an excuse for defeat by adding: "We were given a few allowances to be able to train and the boys took it really well."

Then you have Ravi Shastri, India's head coach for long who has been publicly reiterating that today's India has the attack to bowl out any opposition on any pitch and the batting depth that can overhaul most stiff targets.

On Friday, not only India's bowling and batting failed but even their fielding was less than international standard. They dropped four crucial catches.

Elsewhere, commentators led by Sanjay Manjrekar got into a debate over the non inclusion of batting specialist Manish Pandey. Manjrekar was questioning the preference given to allrounder Hardik Pandya over Pandey. "Pandya hasn't been bowling after his return from injury, so it's unfortunate Pandey was made to sit out despite a good performance of 49 in the previous ODI India played," Manjrekar reasoned with Harsha Bhogle and Glenn McGrath.

The 374 for 6 Australia raised batting first showed India clearly lacked a sixth bowler who could help contain the home side's run feast. This was Australia highest against India.
This shortage got magnified when Marcus Stoinis, after getting out on a duck, bowled controlled spells for Australia conceding a meagre 25 runs from 6.2 overs at an average of 3.95.

In contrast, four of India's top bowlers ended up conceding 60-plus runs after bowling their quota of 10 overs each. Bumrah, who missed the purple cap by a whisker in the recently played Indian Premier League (IPL) gave away 73 runs from his 10 overs; Yuzvendra Chahal was clobbered for 89 runs while Ravindra Jadeja let go 63 runs from his quota.

"I think it's very important to start well for us as a team. When you come to a place like Australia, you want to set the momentum early," Kohli had claimed before the match.

This momentum that Team India and you fans were looking for has slipped from your hands. If you continue to feel happy with the entertainment Hardik Pandya provided with his belligerent knock, then nothing is lost.

However, if you feel concerned about this Team India not returning as losers from Australia, then you may want to pray that Kohli and the boys transform themselves.

Both Mayank Agarwal and Kohli got out to rash shots. Such desperation wasn't even required then. Kohli looked as if he is already in a mood to begin his paternity leave. Agarwal may be forgiven for his uncharacteristic act hoping he does not repeat it.

You also have Shreyas Iyer, who looks to have been sized up by the Aussie pacers as a prime suspect for short pitched deliveries.

If you are a serious cricket fan, you'll be questioning the Board of Control for Cricket in India with several pertinent questions. Among them: "You have star former players at the helm {Sourav Ganguly as BCCI president, Ravi Shastri as head coach]. These two alone have performed well during their times in Australia. So, shouldn't all this expertise be have put to good use and a more competitive team chosen for the tour?"






17 November, 2020

Which Are The 5 Reasons Why You Should Secure And Protect Your Life's Value With LIC Life Insurance? From Me

INDIA LIFE INSURANCE

Do you know this?

Search for Life Insurance related information globally has shot up about 100 times since the internet was born.

However, research shows that a shocking 75% Indians are not insured even today. 

Does this mean you do not value your life?

You, I and all of us are proud to be Indians and value our lives.

So, the reason for not insuring yourself could be based on questions, such as:

1. Why life insurance is important?

2. Which life insurance is best? Or What life insurance is best?

3. How much life insurance do I need?

4. Where to buy life insurance?

5. When life insurance is not needed?

These 5 are only few questions that you have been searching on the net. 

This global search also involves people from advanced countries including the U.S. and UK. 

Their search though relates more to comparisons between life insurance companies.

I became a life insurance advisor / consultant / agent / assistant with the Life Insurance Corporation of India (LIC), accidentally.  

Today, I realize how important it is for me to keep helping more Indians understand everyday on the benefits of insuring their life with LIC.

During this process, I googled for keyword questions people have been looking for. I learned that no question is stupid. 

I am now working on creating this exhaustive article. (Draft is incomplete. This is to show you the questions people are asking) :

See: 100 And More Questions About Life Insurance You Searched For, Now Answered

I had visited a LIC branch office to meet a friend who is an advisor. 

His development officer liked my communication skills in English, Hindi and Marathi and convinced me to take the Life Insurance Advisor's exam conducted by the Insurance Regulatory Development Authority (IRDA).

The exam was in less than two weeks. Nervous deep inside, I faked confidence.

The development officer, perhaps, sensed this fear and helped me with a set of online questions and answers from previous exams that helped me clear the IC38 exam. 

IC is short for Insurance Company and 38 is the latest version like you have web 2.0, 3.0. 

If you opt to take this exam and take up advisory as a source of parallel income and helping others, you'll most likely sit for the exam at the NSE.it Ltd, J B Nagar, near Chakala Metro, Andheri, Mumbai.

The actual work and realization starts after you clear the exam and take practical experience. 

Discussing life insurance with autorickshaw drivers, shopkeepers, salaried employees, small business owners is an eye opener.

My experience so far matches the research on Indians. 

After you are shocked to learn that 75% of our population live without life insurance, you get a bigger shock.  

A major percentage of the 25% have incomplete insurance. 

This means, their insurance claim amount is able to fulfill only about 8% of their beneficiary's actual need. 

The beneficiary could be any of the loved ones, dear ones - wife, daughter, son, mother, father. In other words, a family member.

I am not sure how Insurance advisors plan to resolve this huge gap. 

Personally, my goal is to help and assist you to know about the benefits of how to secure your future income today, for yourself and your loved ones.

There are only two possibilities of successful payout in Life Insurance: 

1. As a survivor, you receive money, with interest and bonus back from LIC when your policy matures. This compound interest amount could be for your daughter or son's education, their marriage, your retirement or any such future need.

2. Your loved ones get a claim when you are not around. This amount, if you have taken your policy as per your future income or rise in standard of living, helps your loved ones sustain the better standard of living without getting into debts or loans.

Here are 5 strong reasons why you should GET your life insurance NOW, From Me:

1. Informed Decision

You'll receive updated information every step of the way. This helps you remain updated and take decisions about your life insurance with clarity. Obviously, this helps you go to bed happy.

Few of you are still asking: "What happens to LIC when the government sells off or divests 25% stake to private investors?" 

The answer is: Even and when this deal is officially signed, LIC will remain the major stakeholder. This means, the sovereign guarantee of every penny you pay to LIC under the 1938 Act will be intact.

However, you may want to take action and BOOK your policy now. With divestment and new stakeholders coming in, there could be changes although there's no official information on this.

You may ACT NOW by filling up details in this Google form: LIC of India Form No 300

You may also grab this OPPORTUNITY and book your policy by depositing your booking amount by net banking to: 


LIC OF INDIA JOGESHWARI-BR 89F-A/C III

A/C No. 0600350065003

RTGS / NEFT IFSC : HDFC0000060

You can then Whatsapp the booking payment details to 8169534748. You'll receive immediate response and details on the further process.

2. FREE LIC Credit Card To Pay Your Premium 

Not all LIC policyholders are aware of this. 

LIC has a credit card division that offers you an LIC Credit Card as an option to pay your premium. 

It's FREE and I ensure each person I help with an LIC Life Insurance policy has this credit card.

It has several other beautiful benefits such as FREE Accidental Insurance cover up to Rs5 lakh, Reward Points, Fuel Surcharge waiver across all fuel stations in India, Secure with EMV Chip and PIN, Zero lost card Liability Insurance Cover up to 100% of card credit limit, Free Add-on cards for your loved ones, family members.

The increased grace period this card offers is very CRUCIAL.

Few of my clients benefited from it during the lockdown. 

Those who did not have any such facility or option struggled to pay their premium on time. The government was alert to intervene and offer an additional 30 days grace period for premiums due up until April 2020. 

Missing the premium due date invites penalty and a mark down on your prompt payment habit. To avoid such a scenario at all times, this card is extremely handy.

So, even if you are an LIC policyholder, you may contact me on 8169534748 and I'll help you get one.

See more details here:














3. Freedom, Encouragement To Ask Any Question, Anytime

As you can see from the work I have undertaken of finding correct answers to more than 100 questions related to life insurance. 

I am myself curious and I encourage you to ask unlimited questions so that none remains unanswered when you sign up for the policy.

4. Brainstorming on Personal Financial Portfolio

Like a complete fruit salad contains a mix of several fruits, your financial portfolio is incomplete without an LIC Life Insurance policy. 

Stocks, Mutual Fund, Fixed Deposit, Bond are all good. However, they carry the uncertain returns tag. I'll help you choose the appropriate LIC Life Insurance policy that secures your future income today.

5.  Comparative Analysis 

Online policy is cheaper. Yes, you are right. The answer to this is, you'll comparatively have three BIG benefits by getting your LIC life insurance policy through me:

1. You are making a long term investment of minimum 10 years or more. During this period you'll have me as your assistant on a phone call away.

2, During claim, there are few factors that every insurer and their staff check before processing the claim. This is the time I as your LIC advisor / assistant will help in getting your claim settled. 

3. I make this professional habit of offering each person whom I help get an LIC Life Insurance policy with a docket file. This file contains the policy document, a chart with due dates of each premium until the maturity date, my business card with my mobile number and alternate number. 

This helps you keep your valuable policy and related documents safe in your home.

I see it as my duty to ensure I am available on call should you or your beneficiary need my service.

Ready to BOOK your LIC policy with me? 

Pay your booking amount to: 

LIC OF INDIA JOGESHWARI-BR 89F-A/C III

A/C No. 0600350065003

RTGS / NEFT IFSC : HDFC0000060

Still need time to decide and need assistance first? No worry.

Just fill this form: LIC Of India Form No. 300

My Advisor (authentication) Code with LIC is: LIC0267389F.

Living a day without life insurance is as riskier as smoking.

Let's give up both for a Better India.


  • LAUGH IT OFF 😂🙏

An advocate from Mumbai and an engineer, from Kanyakumari, meet on a fishing expedition in the Jamaican waters, home of Chris Gayle.

After the initial introduction, the lawyer says: "I am enjoying my vacation here as i received lot of money. My house was destroyed by fire. The insurance company paid for everything."

"Wow, that's a coincidence," screams the engineer. "Even my house was destroyed by flood and the insurance company paid for everything."

The lawyer is now confused and asks: "But how did you start the flood?"

In Life Insurance, it's your life that is more valuable than a house. Insure it NOW, with survival + death benefits. Call me on 8169534748 (Whatsapp)







16 November, 2020

100 And More Questions About Life Insurance You Searched For, now answered

This is work in progress...This article will be ready by November end. Yes, with answers.👍😊🙏



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nationwide.com/lc/resources/investing-and-retirement/articles/life-insurance-products

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12 November, 2020

Are you looking to have the Digital Life Certificate (DLC) for pensioners 2020 done at Home? Here's how!

The current government, led by our honorable Prime Minister Narendra Modi have eased the way for pensioners to prove they are alive. No more standing in long queues.

Life Certificate for Pensioners last date 2020 is 31st December, 2020. This is as per the पेंशन और पेंशनभोगी कल्याण विभाग or DEPARTMENT OF PENSION & PENSIONERS' WELFARE.

If you have a pensioner or are one and concerned about stepping out during this lockdown to have your annual Life Certificate for Pensioners 2020 done or renewed, don't worry.

The central administration, governed by the Bharatiya Janata Party and their leader Narendra Modi have introduced additional options for pensioners to have their Life Certificate updated, using the Digital Life Certificate method.

This is among the major Digital India upgrade you have seen in a progressive, democratic India. 

Previously, pensioners and their kin assisting them had to patiently wait, even stand for long hours for their turn to come at the counter at the bank. By the time they approach the counter, they are exhausted. This was playing havoc on their well being as well emotion.

Today, the administration, has approved fingerprint scanning devices that can be purchased online from Flipkart. I bought the Mantra MFS100 from Flipkart.

Flipkart delivered the product safely, promptly, and with a huge discount. The Mantra MFS100 is among few biometric devices tested to work on Umang.

You may opt to buy your product from Amazon, depending upon your experience.

Once you have this device, here's what I did for my pensioner father and you too may want to: 

Step 1. Download the Umang App on the phone with the mobile number that is registered with bank pension account and the government. Your smartphone must support USB OTG (On-The-Go). (I downloaded the App quickly as my dad's smartphone is Samsung OnNxt, also bought on Flipkart.

Umang, for the unversed, is the shorter version for Unified Mobile Application for New-age Governance (Umang). In Hindi, this term or word means happiness.

This App is easily available on Google Playstore for FREE download. 

Step 2.  In Umang's search box, enter the keywords "Life Certificate". From the options, click on General Life Certificate. Then, read the Jeevan Pramaan Frequently Asked Questions (FAQs)  you see. Here's a PDF copy for your reference. Also important is the Jeevan Pramaan User Manual. Read these documents carefully as they help you understand the process better.

Step 3:  From Google Playstore, download the Mantra RD Service App. This App is extremely important as you need to have the device you purchased verified and authenticated by the manufacturer and the competent authority. 

The other devices that have been tested on Umang and approved are: Morpho MSO, Secugen Hamster Pro 20, Precision PB 510, Startek FM220U, TatvikTMF20.

You may choose any of the tested device from Flipkart. However, after you've done so, ensure that you download the appropriate RD Service App from Google Playstore that is meant or related to the device you bought online.

RD Service is a term coined by the Umang and government authorities, including the Ministry of Electronics and Information Technology (MeitY) and National e-Governance Division (NeGD). It reads as Registered Device Service.

Step 4: This is an Aadhaar-based service. So, use Step 4 to keep ready details such as the pensioner's Aadhaar number, bank Pension account number, PPO Number, Type of Pension, Sanctioning Authority, Distributing Agency, Disbursing Agency full name, email address.

Step 5: If you have ordered the MantraMFS100, check for the instruction manual of two tiny pages inside the product box. At the back of the manual you'll see the instructions. Download this link , then click on the Download option from the menu on their home page.

Follow the video tutorials: A. Mantra MFS100 Drivers Installation B. Mantra MFS100 RD Registration Process

These two tutorials and the downloads they advice are crucial as they help the manufacturer discover your device and register it in their data base. They then provide your device a serial number.

Step 6.  After you have cleared Step 5 successfully, connect your biometric or fingerprint scanning device  to your smartphone via the OTG. Run a fingerprint capture test using the RD Service App. You may want to capture test until the result is showing 90 and above. This means the fingerprint captured is clearer.

Step 7.  Click on Umang App, followed by Jeevan Pramaan. This will display the Pensioner Authentication pop up page. Here you fill in the required information such as the pensioner's full name, PPO number and so on as listed in Step 4.  Click on the green icon that says "Scan Finger".

Step 8: The Pensioner's Digital Life Certificate is now generated and you are assigned a 10 digit Pramaan ID. After sometime, you'll also receive an SMS confirming you have successfully created your DLC or Digital Life Certificate. 

Step 9:  Share or submit this Pramaan ID with the pension disbursing agency or the bank. Remember Pramaan means proof. So, this Step 9 is not to be missed. 

Step 10: Pat yourself on your back, relax and enjoy your achievement. By sitting at home you have managed to avoid the long queue at the bank, maintained social distancing, side stepped the risk of Covid-19, and done all this while relishing good, healthy home food.

Note: Google.com/trends shows that maximum search for Life Certificate for Pensioners 2020 were from states in this order: Andaman and Nicobar Islands, Puducherry, Himachal Pradesh, West Bengal, Sikkim, Goa, Kerala, Telangana, Andhra Pradesh, Tamil Nadu, Arunachal Pradesh, Jharkhand, Karnataka, Chandigarh, Odisha, Uttarakhand, Maharashtra, Meghalaya, Delhi, Tripura, Jammu and Kashmir, Assam, Haryana, Nagaland, Punjab, Mizoram, Gujarat, Chhattisgarh, Uttar Pradesh, Bihar, Rajasthan, Madhya Pradesh, Manipur. 

Searches with keywords ranged from: jeevanpramaan.gov.in generate life certificate, jeevanpramaan.gov.in life certificate registration online, lic life certificate form pdf, Iris recognition, Government of Gujarat, AP Brahmin Welfare Corporation - Government office in Vijayawada, India, Mahanagar Telephone Nigam Limited, life certificate for pensioners pnb, jeevanpramaan.gov.in life certificate online, life certificate for pensioners pdf, jeevan pramaan life certificate online, jeevan pramaan life certificate for pensioners, jeevan pramaan app (90%), life certificate form for pensioners online, life certificate status, life certificate form pdf (80%), life certificate form for pensioners sbi, life certificate form for pensioners, lic life certificate form, life certificate pdf, pension scheme, pf life certificate, download life certificate, jeevan pramaan life certificate download, can life certificate be submitted online, online life certificate for pensioners in sbi, life certificate for pensioners sbi online.

Did you like this write-up? If yes, please do share and help out our country's senior citizen pensioners and their kin.

If you have any doubt, query, feel free to write to ourdailymusing@gmail.com or alfabetcareer@gmail.com. You may also call, message @8169534748 (Whatsapp). Stay Safe!